The relationship between marketing strategies for the intellectual knowledge of the state bank with loan absorption and with mediating role of innovation capital

Kouhzadi, Foad; Mohammad Karimi, Yousef; Eghbalyar, Adib; Tavakouli, Ali; Abbas Pour Azar, Siavash

doi:JABM.3.2.15564.35887873.6308

The relationship between marketing strategies for the intellectual knowledge of the state bank with loan absorption and with mediating role of innovation capital

Document Type : The scientific research paper

Authors

foad Kouhzadi ¹

Yousef Mohammad karimi ²

Adib Eghbalyar ³

Ali Tavakouli ⁴

Siavash Abbas pour Azar ⁵

¹ Ph.D. in business management, majoring in marketing management.

² Assistant Professor of Management Department, Tehran Payam Noor University, Tehran, Iran

³ Master of Business Administration

⁴ PhD students in human resources management/banking manager of Sepeh Bank

⁵ PhD student in management

JABM.3.2.15564.35887873.6308

Abstract

The purpose of this research is to relate the marketing strategies based on intellectual knowledge with the attraction of good loan deposits with the mediating variable of innovation capital in state banks. This research is a descriptive and applied research in terms of method. The research community includes 161 Sepeh banks in West Azarbaijan province, of which 140 branches were studied as a sample. The method of data collection was library and field. The data were collected by referring to the databases and financial management of the studied banks and distributing the questionnaire and analyzed by Pearson's correlation coefficient analysis, linear regression analysis, and quadratic factor analysis test. Durbin-Watson's test was used to analyze the data, and structural equation modeling was used to test the hypotheses of this research. According to the results of the research, marketing strategy with the mediating variable of innovation capital (p=0.002), marketing strategy (p=0.005) and innovation capital (p=0.003) have been able to influence the attraction of loan deposits. This research showed that the increase in the price of banking services in the long term due to the poor living conditions of the operating range of these banks can have a wide impact on their performance. Therefore, taking measures such as increasing the variety of services to expand the area of dominance and customer orientation to penetrate hidden markets outside the scope and fill the holes in the market can be the best option to increase deposit attraction in such banks.

Keywords

Intellectual capital

marketing strategy

innovation capital

state banks

Subjects